Alarm Companies

Alarm Company Insurance

K. L. Owens and Associates LLC provides alarm company insurance for firms that have excellent hiring and training programs, liquidated damages clauses in their contracts, and favorable loss history. Let us offer insurance for your alarm company at your upcoming renewal.

Types of Risks We Can Write

  • Commercial and Residential Business
    • Monitoring
    • Installation
    • Sales & Service (Fire, Burgular, Key Control, CCTV)
    • Temperature & Water Control


  • General & Professional Liability
    • Errors and Omissions Endorsement
    • Personal Injury
    • Lost Key Coverage
  • Workers’ Compensation
    • Available in Most States
    • Monoline Available
    • Guaranteed Cost
  • Excess/Umbrella Liability
    • In House Binding Authority up to $10M
  • Crime
  • Commercial Auto
  • Property
  • Inland MarineAlarm Installers Flyer

Submission Requirements

A complete submission is requested to assure best terms & prices are offered along with:

  • Fully Completed & Signed Alarm Industry Supplemental Application
  • Fully Completed & Signed Short Form Alarm Application (for Premium $7,500 and below)
  • Acord Forms
  • 5 Years Currently Valued Loss Runs


  • “A” rated Carriers
  • All Lines available Nationwide
  • Competitive Rates
  • Minimum Premium: GL $500 if no monitoring, otherwise $2,500
  • Limits: $1,000,000/$2,000,000
  • Personal Injury
  • Lost Key Coverage

States Available

  • Nationwide

Targeted Classes

Commercial and Residential Monitoring, Installation, Sales, and Service for:

  • Fire
  • Burglar
  • Key Control
  • Closed Circuit TV
  • Temperature and Water Control

Coverage Available

  • General Liability
  • Professional Liability
  • Excess/Umbrella Liability
  • Workers’ Compensation
  • Commercial Auto Liability
  • Fidelity Bond