Architects and Engineers

K. L. Owens and Associates LLC provides insurance to small, medium, and large sized architects and engineering firms with “A+” XV rated admitted carriers and “A” XV rated non-admitted carriers that have been providing professional liability for A&E’s since 2002.

Insurance for Engineers and ArchitectsHighlights

  • A.M. Best “A+” XV Rated Admitted Carrier Providing Professional Liability to A&E’s since 2002
  • A.M. Best “A” XV Rated Non-Admitted Carrier
  • Minimum Premium $1,400
  • No Billing/Revenue Limitations
  • Pre-claims/Risk Management Assistance
  • Expert claims personnel dedicated to A&E Program
  • “800” Hotline

States Available

  • Nationwide

Targeted Classes

  • Architecture
  • Interior Design
  • Landscape Architecture
  • Golf Course Architecture
  • Civil Engineering
  • Electrical Engineering
  • Mechanical Engineering
  • HVAC Engineering
  • Structural Engineering
  • Surveying
  • Construction Management

Coverage Available

  • Defense costs “outside of limits” option
  • No Pollution exclusion within policy form
  • Contractor’s Pollution Liability
  • Technology Liability
  • Coverage for LEED accredited professionals
  • Automatic renewal for qualified firms
  • Installment plans for qualified firms
  • First Dollar Defense option
  • Worldwide Coverage
  • Specific project excess limits available
  • Reduced deductible when claim resolved through mediation
  • ADA, FHA, OSHA legal expense reimbursement
  • Innocent insured protection