About Us


Our Business Statement

Being local is not about location. The truth is that in today’s world we do not have to be on someone’s door step to do business. It is about providing the VERY BEST products and service. We work with highly automated providers that enable us to provide the very best products and service to our clients where ever they may be.

The Agency

K. L. Owens & Associates (KLOA) is a Georgia based Independent Insurance Agency dedicated to providing the finest insurance products and services to people and business. We offer Property and Casualty Insurance as well as Fidelity and Surety Bonds to the business community. KLOA also offers home owners, auto, boat, RV and other insurance needs. Whether we are insuring people or business we have the experience and ability to tailor insurance to your specific needs.

Our long standing relationships with Insurance Companies, Specialty Brokers and Underwriting Syndicates at Lloyds of London allow us to provide our clients with the very best insurance products at the very best pricing.

Protecting the assets of our clients is our number one goal.

At KLOA our clients are our number one asset and you will be treated accordingly.