Restaurants, Bars, And Nightclubs

K. L. Owens and Associates LLC has “A” rated carriers for all types of restaurants – fast food to find dining, including those with entertainment and dance floors. Let us offer restaurant insurance for your upcoming renewal.

Restaurant and Bar InsuranceHighlights

  • “A-” or better rated Carriers
  • All Size Accounts
  • Can quote 100% liquor sales
  • Small Accounts under $10,000 premium

States Available

  • Nationwide

Targeted Classes

  • Family Style Restaurants
  • Delis
  • Pizzerias with Delivery
  • Chain or Fast Food Establishments
  • Neighborhood Taverns
  • Bars
  • Microbreweries
  • Night Clubs
  • Pubs
  • Wineries
  • “After hours” establishments
  • New Ventures with prior mangement/ownership experience

Coverage Available

  • General Liability
  • Property Liquor Liability
  • Crime
  • Equipment Breakdown
  • Excess/Umbrella Liability
  • Employee Benefits Liability
  • Employment Practices Liability
  • Hired & Non-Owned Auto
  • Package Quotes available
  • Assault & Battery available on select accounts
  • Property endorsements available can include Food Spoilage, Sign, Valuable Papers, EDP, Money & Securities depending on carrier