• Professional Liability

    American Specialty Agents Programs has partnered with a U.S. broker to offer an E&O Policy specifically designed for Specialty Agents. It simplifies the application, quoting and binding process, while offering the coverage you need. We have expanded our Professional Liability / Errors and Omissions products to include: Architects and Engineers Doctors Hospitals and related … [Continue Reading]

    Professional Liability

  • Commercial Insurance

    Our qualified and professional staff is dedicated to meeting the needs of every client. We will do a comprehensive analysis, design a program specifically for your business, no matter how large or small, and advise you on ways to finding creative and cost effective ways to protect your assets with quality insurance products at the very best pricing. We have experience working with a number of … [Continue Reading]

    Commercial Insurance

  • Personal Insurance

    Karen L. Owens & Associates offers a variety of personal insurance options, including homeowners insurance, car insurance, and personal umbrella insurance. … [Continue Reading]

    Personal Insurance

Personal, Business, and Liability Insurance

K. L. Owens & Associates (KLOA) is a Georgia-based Independent Insurance Agency dedicated to providing the finest insurance products and services to people and business. We offer Property and Casualty Insurance as well as Fidelity and Surety Bonds to the business community. KLOA also offers personal and commercial insurance to cover all of your insurance needs.