E&O Program

American Specialty Agents Programs has partnered with a U.S. broker to offer an E&O Policy specifically designed for Specialty Agents. It simplifies the application, quoting and binding process, while offering the coverage you need.


  • A.M. Best “A” Rated Carrier
  • Convenience: 48 HR turnaround & we can quote & bind from updated previous year’s application
  • Coverage for your Professional Services
  • Personal Injury Coverage (Libel, Slander, False Arrest, etc.)
  • Computer Network Security Coverage
  • Various Limits & Deductibles
  • Matched Retro Date


  • Broad definition of Insured to include: Named Entity & its present or former Executive Officers, Partners, Salaried Employees, Independent Contractors & Commissioned Employees
  • Duty to Defend Wording
  • Pay on Behalf
  • Punitive Damages (where insurable by law)
  • Option to purchase Defense outside the limits
  • Coverage for carrier insolvency rated B+ or better at inception of policy