Just Because They Claim It

Skating Rink and Family Fun Center InsuranceSkating rinks and family fun centers carry insurance so that they will be protected in the event of an accident by one of their employees or customers. It is essential to have the right amount of coverage so that you are protected in the event that a claim is filed and you are responsible for damages. Without insurance, how would you expect to pay for your lawyer fees, the fees of the claimant ‘s layer, their lost salary due to injury, etc? Many times, if a skating rink is operating without insurance and a claim is successfully filed against them, it almost ensures bankruptcy. K. L. Owens and Associates LLC does not want to see you and your skating rink or family fun center in that kind of situation! That is why we are here to help make sure you have the right amount of coverage to suit all of your properties and exposures. But, did you know that often times, a claim is dropped because it was not considered valid?

What Happens When a Customer Files a Claim

When a customer is injured on your property, they have the right to file a claim against your insurance. Your insurance company will investigate the circumstances of the accident and determine whether or not the business is liable for the accident. You will only be responsible for the damages if your skating rink or family fun center was directly responsible for the accident because of negligence. If a customer simply gets hurt because they fell while roller skating, the skating rink is not responsible.

If you have questions about the insurance for your roller skating rink, ice skating rink, or family fun center, give us a call at K. L. Owens and Associates. We have been writing roller skating rink insurance for over 15 years and have great relationships with our underwriters to help you get the best coverage at a great rate!

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